Transparent Pricing

Simple Pricing. No Surprises.

No contracts. No setup fees. No hidden charges. Cancel anytime.

Pay-As-You-Go
$0/mo
$49.99 per pull
  • Single pulls on demand
  • Soft pulls only
  • Email delivery
  • No commitment
  • Pay per pull
Start Free
Starter
$149/mo
$34.99 per pull
  • 10 pulls included
  • Soft + Hard pulls
  • Dashboard access
  • Email + PDF delivery
  • Client management
Get Started
Most Popular
Pro
$349/mo
$24.99 per pull
  • 50 pulls included
  • Tri-merge reports
  • Score simulator
  • Embeddable widget
  • White-label PDFs
  • Priority support
Go Pro
Enterprise
$699/mo
$14.99 per pull
  • 200 pulls included
  • All bureaus + FICO
  • Dedicated rep
  • Custom integrations
  • Volume discounts
  • Compliance dashboard
Contact Sales

Add-On Services

Available with any plan. Pay per use.

⚡

Rapid Rescore

$75 / account

Rush a rescore with updated tradeline info. Results in 3-5 business days.

🔍

Debt Monitoring

$10 / month

Undisclosed debt monitoring via soft pulls. Daily, weekly, or biweekly checks.

💰

Income Verification (VOI)

$20 / request

Verify borrower income instantly through employment records.

🏢

Employment Verification (VOE)

$20 / request

Confirm employment status, title, and tenure for your borrowers.

🛡️

OFAC + Fraud Screening

Included

Auto-run on every pull. OFAC SDN list + synthetic identity fraud detection.

🇲🇽

Spanish Consumer Copy

Included

Bilingual PDF reports in English and Spanish for El Paso / Borderplex clients.

Compare Plans

Feature Pay-As-You-Go Starter Pro Enterprise
Soft Pulls ✓ ✓ ✓ ✓
Hard Pulls — ✓ ✓ ✓
Tri-Merge Reports — — ✓ ✓
All 3 Bureaus — ✓ ✓ ✓
Score Simulator — — ✓ ✓
Embeddable Widget — — ✓ ✓
White-Label PDFs — — ✓ ✓
Compliance Dashboard — — — ✓
Bilingual Reports ✓ ✓ ✓ ✓
Priority Support — — ✓ ✓

Frequently Asked Questions

What's the difference between a soft pull and a hard pull? ▼
A soft pull (inquiry) does NOT affect the consumer's credit score and is not visible to other lenders. A hard pull shows up on the report and may temporarily lower the score by a few points. Use soft pulls for pre-qualification and hard pulls when you have a signed application.
Do I need the consumer's consent? ▼
Yes. Under the FCRA, you must have a permissible purpose and documented consent before pulling a credit report. Mr. Pull includes built-in digital consent forms that capture e-signatures, IP addresses, and timestamps — fully compliant out of the box.
Which credit bureaus do you support? ▼
We pull from all three major bureaus: Equifax, Experian, and TransUnion. Tri-merge reports include scores from all three with mortgage FICO models (FICO 2, 4, and 5).
Can I cancel anytime? ▼
Yes. No contracts, no cancellation fees. You can downgrade or cancel your plan at any time from your dashboard. Unused pulls do not roll over.
Is my client's data secure? ▼
Absolutely. All PII (Social Security numbers, dates of birth) is encrypted at rest using AES-256 encryption. Credit report data is auto-purged after 25 months per FCRA requirements. We follow SOC 2 data handling practices.
Do you support Spanish-speaking clients? ▼
Yes! Mr. Pull is fully bilingual (English/Spanish). Consumer-facing reports, consent forms, and the embeddable widget all support Spanish — a competitive advantage in the El Paso / Borderplex market.

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